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Apply by Fax or Mail
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You may download a mortgage loan application form, and then print it on your computer, fill it out, and mail or fax it to our office.
When we receive your completed, signed application, we will contact you to complete the application process.
Application Steps
- Right-click on the link below to download the application form in Adobe Acrobat reader format. Select "Save Target As..." to save the file on your computer's hard disk.
- Download the English-language Application Form or the Spanish-language Application Form.
- Locate the file you just downloaded to your hard disk. Double-click it to open it.
- If you do not have Adobe Acrobat Reader installed on your hard disk, you can get it free from Adobe's website.
- Print all pages of this form on your laser or inkjet printer, preferably on legal, letter, or A4 size white paper. Be sure that "Shrink oversized pages to paper size" is selected and that when the pages print, the page is not cut off at the bottom.
- Using a blue ballpoint pen, complete the questions on all pages. Take note of the important recommendations below when filling out the form.
- Fax the form to +1 305 860-2085, or mail it to our address: OceanTrust Mortgage, ATTN: applications, 2100 Coral Way, Suite 602, Miami, FL 33145 (USA)
- Provide us with a cover page with additional contact information: fax number, email address, cell phone, etc. Essentially, let us know how you'd like us to get back in touch with you and the best time(s) to reach you.
- We will contact you after your application is received to continue the application process. You will be given a package of disclosures, estimates, and other materials to review.
Application Form Tips
- Complete a separate application form for any co-borrowers who are not married.
- If you are buying a home but have not signed a contract yet, put "TBD" in the property section (indicate the county and state).
- For employment and residence history, provide at least two full years of history.
- Income amounts are gross (before any deductions). Refer to your paystubs. If your income varies, provide an average monthly gross income. If self employed, provide your average adjusted gross income from your last two tax returns.
- All income and expense amounts are monthly. If you are paid weekly, multiply by 52 (weeks) and then divide by 12 (months). If every other week, multiply by 26 and then divide by 12.
- When completing the assets portion, please do not forget to include your savings, checking, retirement, and any other financial assets. This includes any deposits you have already put down on a purchase contract. List the autos, boats, and other vehicles you own even if they are paid off.
- Be sure to initial each page at the bottom in the space provided, and sign and date where indicated.
- If you run out of space on the form, continue on the back of the page.
- Please print neatly and legibly, using a blue ball-point pen.
- Please double check your social security number.
- Foreign nationals: if you do not have a U.S. Social Security number, write "none" in the space.
- Mail or fax the application promptly.
- Call us if you have any questions or need assistance.
- Don't Worry! Answer the questions truthfully, and we will do our best to identify a suitable loan program that meets your particular needs.